We, at TriMountain, know from experience that appropriate personal automobile insurance is one of the most critical risk management decisions that anyone will make in their lifetime. The risks associated with operating a motor vehicle are significant. In fact, of the over 200 million licensed drivers in the United States there are over 5 million reported accidents and over 32,000 fatalities every year. Accidents resulting from “distracted drivers” are on the rise. According to the insurance services office there is a 5% chance that you will be involved with an automobile accident that results in liability claims in excess of $100,000. TriMountain will evaluate your current policy and make sound recommendations relative to split or combined single limits, coverage amendments, rental vehicles, uninsured motorists, custom equipment, glass, coverage territory, and non-owners.