An effective property risk management program incorporates adequate property protection as well as proper risk transfer via an insurance policy. The most common challenges with property coverage involve that of valuation and coinsurance. A poorly designed policy can result in recoveries as low as 1/3 of the value provided on the policy, so ensuring your policy is exactly what you need is a priority of TriMountain. We do not only look at the easy-to-see costs associated with your property, but we research the appropriate enhancements that are available for your commercial property policy. These enhancements include ensuring you are covered for brands and labels, green updates, property away from the premises, ordinance or law, increased debris removal, utility services, E-commerce, international, vacancy, equipment breakdown, flood and earth movement. At TriMountain, we believe every property policy should be customized to meet the unique needs of our clients.