This coverage provides insurance for employees, in the event that they are injured or die, while working for your company. You can select products that provide coverage for employees who die or are injured at any time during their employment, or you can limit it to death or accidents that occur only during specific work hours or while conducting a work-related project or participating in a work-related event. Business travel and personal accident insurance includes benefits for hospitalization, visiting costs, additional recovery for dependent children, legal expenses, personal liability, personal and company property and money, travel delay, hijack, political evacuation and crisis containment management. Coverage can be written without age limits to include employees, partners, children, nannies, worldwide, leisure activities, and coverage may include no war or terrorism exclusion.